1년 고정 금리 대출 4.89% 최저… 지금 고정할까? One-Year Fixed Mortgage Rate Hits Record Low of 4.89%… Is Now the Time to Lock In?     As New Zealand’s Official Cash Rate (OCR) drops from a peak of 5.5% to 3.25%, another bank has slashed its one-year fixed home loan rate to a market-leading 4.89%,…

금리 인하에 가계 부담 완화… 연체율 감소 · 신용 회복세 Interest Rate Cuts Ease Pressure on Households – Delinquencies Down, Credit Confidence Rebounds   New Zealand households are beginning to feel financial relief as falling interest rates and stabilising inflation ease cost-of-living pressures, according to the latest data from credit bureau Centrix. Centrix reports that…

ANZ 은행, 모기지 대출 금리 인하 단행 ANZ Bank Slashes Mortgage Rates     New Zealand’s ANZ Bank has announced a reduction in its mortgage and term deposit interest rates. The bank lowered its 18-month fixed mortgage rate by 10 basis points (0.1%) to 4.89%, marking the lowest level since April 2022, according to ANZ….

기준금리 추가 인하 가능성… 하지만 속도는 둔화될 듯 The pace of OCR cutting may slow from here   Kelvin Davidson, Chief Property Economist for Cotality NZ (formerly CoreLogic)     As widely expected, the Reserve Bank’s Monetary Policy Committee cut the official cash rate (OCR) today by 0.25%, taking it to 3.25%. The decision reflected the…